Life Cover

As a Contractor you no longer have the death-in-service associated with working for a large employer so it is vital that you put a plan into place to secure your families future should the worst happen.

ContractorFinancials specialise in finding the right insurance that is best suited to your individual needs as a Contractor and aim to provide this essential cover for you at an affordable price. There are two main types of life insurance: term cover and whole of life cover

ContractorFinancials can recommend a variety of life cover policies which can be used in various ways to suit your needs:

Level term assurance plan

Decreasing term assurance plan

Family income benefit plan.

Whole of life policy

It is also possible for clients to protect life cover payments if they are unable to work due to illness or injury. After six months the insurer will maintain the payments so that your family or mortgage remains protected, this is called a ‘waiver of premium’.

Contractor Financials are Independent Financials Advisors so they are able to search the whole of the market to find the best cover for your needs. They only work with insurers that have a good history of paying claims and offer affordable cover for the duration of your time contracting.

For more detailed information and a quotation based on your needs please call 0845 062 8888 or email

Financial advice is given by ContractorFinancials, which is a trading name of Contractor Financials Ltd and is regulated and authorised by the Financial Services Authority.