Free Stuff

Welcome to Free Stuff area.

Our aim here is to provide you with jargon free basic guides for all that you need to know when working with your umbrella. Clarity and understanding is paramount and these guides will hopefully allow you to make more informed decisions about your work life.

Please feel free to download or print at your convenience.

Contractors Insurance Guide

Guide to Contractor Insurances

As a contractor whether you’re self employed or employed you will need to have the relevant insurances. This guide explains Public Liability, Employers Liability and Professional Indemnity insurances and why you need them.

Guide to expenses through employment

Guide to expenses through employment

This helpful guide will let you know exactly what you can and cannot claim for when sending in your expenses. It also lets you know how to go about claiming your work related expenses.

Guide to UK Taxation

This guide gives a slightly more in detail explanation to the different taxes that are charged in the UK and how they are collected.

Guide to UK Taxation

Guide to Using the Online Portal

The online portal at the cps group enables you to securely submit your application to join any of our four products. Once registered you can then submit and view information at your leisure safe in the knowledge that all your information is securely held. 

Guide to working in the UK for the first time

Guide to working in the UK for the first time

Coming to the UK to work is a fantastic opportunity for any foreign national. Before you can start working here there are many factors to be taken into consideration. We hope this guide answers some of those many questions and helps you on your way.

Legislation Guide – AWR

Guide to AWR

These regulations are being introduced on 1st October, 2011 following a European Union Directive which aims to ensure that low paid agency workers are given the same basic rights as their permanent colleagues for pay, holiday pay and working hours.

Legislation Guide – Employment Agencies and Employment Business Conduct Regs

Guide to Employment Agencies & Employment Business Conduct Regs

These are regulations set out to make sure that employment or recruitment agencies treat both their workers and their clients fairly.

Legislation Guide – IR35

Guide to IR35

The IR35 or Intermediaries Legislation was introduced in 1999 and aimed to distinguish between an employee and a contractor. This meant people could not be paid through a Limited Company if they were a ‘disguised employee’.

Legislation Guide – MSC

Guide to Managed Service Companies ( MSC)

The Managed Service Company Legislation was announced in 2007 and was to ban contractors from being paid through a Limited Company, known as Composite Companies, if they were not truly self employed so had no responsibilities of running and managing the Limited Company.

Legislation Guide – National Minimum Wage (NMW)

Guide to National Minimum Wage

National Minimum Wage (NMW) is in place for the majority of workers over school age in the UK and your employer legally must pay you that rate as a minimum no matter how you are paid.

Legislation Guide – The Bribery Act

Guide to The Bribery Act

This was introduced in 2011 and is designed to stop bribery and corruption in the UK in the public and private sectors. There are four new criminal offences which you can read about in this guide.

Legislation Guide – Working Time Directive

This legislation also came from a European Union directive and was to make sure that all contractors are entitled to a minimum amount of holiday, paid rest breaks and the right to rest. It also restricts the amount of night work that a contractor can do.

Using an Umbrella Company Guide

Guide to Using an Umbrella Company

This handy guide explains the ins and outs of being paid through an umbrella company, so put your mind at rest if you’re not sure how it all works.

Your Umbrella – Holiday Request Form

Holiday Request Form

Working through your umbrella you benefit from accrued holiday pay, so if you’re going away and want to make sure you get paid, then fill in this form and send it over to us.


I hope you have found the above guides useful, however, if there are any outstanding queries’ regarding then do call us immediately on 0844 854 5225 to put your mind at ease.