FAQs Continued

Do I become an employee? Are you my employer?

If you select your umbrella as your payment vehicle then yes, you are employed under a contract of employment, and your permanent place of work is our offices.

Do I become a Director?

No, when working through your umbrella you are employed and receive all employment benefits such as holiday pay and sick pay.

Is your umbrella and all of its products based in the UK?

Yes.  Unlike many providers out there, we only have UK based products.  Our companies are in the UK, our bank accounts are in the UK and our directors are all resident in the UK also.

Do you have the right insurances?

Contractors working through your umbrella are all covered by our comprehensive business insurances, provided by industry leading insurance firm – Caunce O’Hara.  This includes Employer’s Liability Insurance, Public Liability Insurance and Professional Indemnity Insurance. 

Is your umbrella compliant?

Yes, everything we do is fully compliant with all UK laws, we wouldn’t want to end up in the clink, and we’re guessing that wouldn’t be too good for business either! If you want some extra reassurance, see what people think.

Do I need to worry about IR35?

your umbrella is a service that doesn’t change at all, irrespective of your IR35 status, you can still benefit from the same product.

Am I inside or outside of IR35?

That will all depend on your particular circumstances. To provide you with some help, we’ve created a guide to IR35 which should give you some indicators, but we’re happy to talk you through the key points at any time.

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